40% Faster Development with AI-Powered LOS Modernization
We partnered with a leading mortgage lender to modernize their Encompass Loan Origination System (LOS) using GitHub Copilot. By centralizing repetitive synchronization logic, standardizing UI components, and leveraging AI-assisted code generation, we reduced development effort, accelerated deployments, and delivered a more consistent experience for loan officers.
Success Highlights
- 40% reduction in development effort
- 100% unit test coverage with AI-assisted test generation
- Zero production bugs during rollout
Key Details
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Industry: Financial Services
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Geography: United States
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Platform: Encompass Loan Origination System (LOS)
Business Challenge
The client’s Encompass Loan Origination System contained multiple custom modal windows, each implementing its own synchronization logic. This duplication created inconsistent behavior, increased maintenance costs, and slowed feature delivery.
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Duplicated Business Logic: Twenty independent modal windows maintained separate implementations of the same synchronization functionality.
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Inconsistent User Experience: Different implementations produced inconsistent behavior for identical user actions across the LOS.
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High Maintenance Overhead: Compliance changes, bug fixes, and feature updates required repetitive modifications across multiple codebases.
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Data Synchronization Risks: Variations in synchronization logic increased the likelihood of inconsistent loan data within Encompass.
Our Solution Approach
We leveraged AI-assisted development to standardize synchronization logic, simplify maintenance, and improve software quality.
Identify Reusable Logic Patterns
Used GitHub Copilot to analyze the existing codebase, identify repeated synchronization logic, and uncover opportunities for component standardization.
Build a Shared Synchronization Component
Developed a reusable "Sync to Encompass" component with centralized business logic and shared state management across all LOS modals.
Refactor Code & Strengthen Quality
Replaced duplicated implementations with the shared component while generating comprehensive AI-assisted unit tests to improve code quality and maintainability.
Deliver Consistent User Experience
Rolled out the standardized component across all modal windows, ensuring identical synchronization behavior and simplified future enhancements.
Technical Highlights
- GitHub Copilot-assisted code refactoring for identifying repetitive synchronization patterns
- Reusable Vue composable/component architecture for centralized "Sync to Encompass" functionality
- Shared state management ensuring consistent data synchronization across multiple LOS modules
- AI-generated unit test suites improving automated test coverage to 100%
- Centralized business logic reducing duplicate implementations and simplifying future maintenance
- Version-controlled development workflow supporting faster feature delivery and compliance updates
def sync_to_encompass(record):
update_shared_state(record)
if validate(record):
encompass.sync(record)
notify_all_modals(record.id)
Business Outcomes
Modernized Encompass LOS with AI-assisted development, improving consistency, maintainability, and delivery speed.
Development effort decreased as reusable components replaced duplicated implementations.
AI-generated test cases strengthened application reliability and ensured comprehensive validation.
The standardized implementation enabled a smooth rollout with no production issues.
- Centralized sync logic reduced future enhancement effort
- Consistent synchronization behavior across all LOS modals
- Faster deployment of compliance updates and feature releases
- Reduced maintenance overhead through reusable architecture
- Complete auditability through Bronze-layer data preservation
- AI/ML-ready analytics foundation for future forecasting initiatives